Payment Options

We understand the stress that comes with unexpected veterinary costs and wanting to do the best for your cat. Atrium Cat Hospital provides payment options for you to make sure your companion gets the care they need.

We accept Visa, Mastercard, American Express and Discover, as well as debit cards, check cards, ApplePay, GooglePay, Samsung Pay and cash. We do not accept checks or Care Credit. We also offer payment plans and Pet Health Savings Accounts.

Payment Plans

We offer interest-free payment plans through With a 50% down payment, this option allows you to break up the rest of your bill into manageable monthly payments—for up to 6 months—by automatic withdrawal from your bank account. There is no penalty for early pay off.

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Plan eligibility

A soft credit check is required to determine plan eligibility.  This inquiry does not show up on your credit report or affect your credit score.

Required at the time of application

Required financial and identification documents

  • Valid driver’s license or state ID card
  • Social security number
  • Personal bank account number and routing number
  • Debit or credit card with expiration date and CVV code
  • Physical mailing address

Associated fees

  • One time setup fee: $25
  • Monthly transaction fee: $3
  • Insufficient funds fee: $39

Pet Health Savings Accounts

The Pet Health Savings Account (PHSA) is a savings plan that lets you budget for your pet’s healthcare needs. PSHAs are offered through

Atrium Cat Hospital offers a percentage match on all client contributions to their PHSA and reimbursement for all setup and transaction fees. 

PHSA holders are eligible for additional benefits: more information coming soon!

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Choose a monthly amount to be withdrawn from your bank account. The amount is then applied to your Atrium Cat Hospital PHSA to use whenever and however you choose. You can use your PHSA account balance for your cat’s annual care—exam, vaccines and preventatives—dental care, or towards the costs associated with an unexpected illness or injury. 

Terms and Conditions

  • Pet Health Savings Account (PHSA) balances can be applied toward products and services for any cat living in your household.  
  • PHSA funds can only be used at Atrium Cat Hospital.
  • Your monthly PHSA contribution can be changed at any time.
  • PHSAs renew annually, but can be canceled at any time with 30 days notice.
  • Your PHSA funds can be withdrawn at any time, but matching funds are void if not used at Atrium Cat Hospital.
  • There is a $10 insufficient funds fee.

    Pet Insurance

    We understand that veterinary expenditures are often unplanned, so we encourage you to investigate pet health insurance options. For up-to-date information on the major pet insurance providers in the United States, visit Your Pet Insurance Guide.

    Most pet insurance requires that you pay for care out of pocket at the time of service. You then submit a claim to the insurance company for reimbursement. If your cat is insured, we are happy to provide you with the necessary documentation to submit a claim to your insurance carrier.